Auto Insurance Claims

Ever Wondered What An Auto Insurance Claim Adjuster Does?



Ever Wondered What An Auto Insurance Claim Adjuster Does?

The amount you get on your auto insurance policy depends on the policy itself.

If the auto insurance claim adjuster determines that the vehicle is written off, the insurance will pay you the book value of the vehicle.

This could be more or less than what the car is worth.

With some auto insurance policies, you can pay extra to have a clause included stating that if the vehicle is written off within the first two years, you get the full amount that you paid for the automobile.

There is a certain process that an auto insurance claim adjuster has to use to come up with the amount the insurance company will pay. You will usually get two quotes - one that will see the car getting repaired at a top of the line garage and another if you take a cash settlement on the claim and get the work done yourself.

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