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Credit Card Insurance A word of warning about Credit card repayment protection schemes The people who sell you the policy and who take out your monthly payment for 'card protection' are not always (in fact, often aren't) the people who you will be dealing with in the event of a claim. So be careful. I took out my credit card protection cover last November (2004). I merrily watched the monthly payments being taken up to date. I recently made a claim. ) I had a heart attack and had to be off work for 8 weeks) I sent off for the claim forms, I sent them back, together with doctor's certificate; and waited. I eventually got a request from the insurance company asking me to prove that I was in work for the 6 months prior to taking out the insurance. What??? You may ask! Why? Well I called them and asked them - Why? The answer was that it was a 'condition of the policy' that I had to have been in employment for the six months up to the time I took out the policy. » Discuss it » Continue Reading »
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