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Long Term Care Insurance - Low Cost Alternatives For Budget Conscious Seniors! With Nursing home Cost's running $4,000 to $6,000 a month and outpacing inflation, it is a small wonder that most seniors cannot afford the Long term Care insurance premiums. Their are low cost Alternatives available for seniors who just can't afford the rising cost of these Premiums. Many Seniors even question if they need Long Term Care Insurance. Take a look at the Stats and decide for yourself. Long Term Care by the Numbers - In the year 2010 about 12 million older Americans may need long term care
- A Study by the U.S. Department of Health and human Services predicts that 40% of all Americans over the age of 65 will need Nursing home care
- 22% of all Americans over the Age of 85 are in a nursing Home
- According to the US Government 40% of the People Currently receiving Long Term Care Services are between 18 and 64.
Many older People are under the belief that Medicare and Medicaid will cover the cost of Long Term Care. » Discuss it » Continue Reading »
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