How to Reduce Your Car Insurance

Car Insurance Monitoring for Discounted Insurance Rates - Privacy Devouring Monster Eating Us One Bi



Car Insurance Monitoring for Discounted Insurance Rates - Privacy Devouring Monster Eating Us One Bi

Drivers must attach an electronic monitor to their cars that downloads information which is generated and stored there in diagnostic chips included in most newer model vehicles.

As they drive, it stores current driving behavior - and location - and driving times and at the end of the defined time, drivers take the unit into the house, attach a USB cable and download that information into their computer and transmit it to Progressive.

But the insurance discount program does have an interesting twist in the Minnesota test.

Apparently drivers who see from their downloaded information (or just know they drove badly at times) that they exceeded maximum speed limits, drove during expensive times (2am when bars close is most expensive, after 11pm is next) can choose NOT to send that information to Progressive and pay the normal undiscounted insurance rate.

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