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Car and Home Insurance Northern Ireland Do you have liability coverage beyond standard auto and home insurance in the event you are sued? Watch out for gaps. People with multiple properties in multiple states, for example, often use multiple insurance agents for their property and casualty coverage, and can easily end up with expensive duplicated coverage - or worse, no coverage at all for some property because it was overlooked or because a policy expired. You may need "riders" or "floaters" to provide extra coverage for such things as jewelry or antiques whose value is limited under the standard policy. And don't buy what you don't need. You'll probably need life insurance, but not necessarily. Life insurance generally is for people whose death will have a significant financial impact on others - a spouse, children, dependent parents, heirs who might face a hefty estate tax bill. « Previous Page « » Discuss it » Continue Reading »
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