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Hidden Ways to Cut Car Insurance Drivers almost always save on premiums with higher deductibles of $500 or $1,000. Look for Package Rates. In addition to multiple-vehicle discounts, consumers often save substantially by packaging all their insurance policies including auto, home, and personal liability together with one company. Don't Miss Good-Student and Mature-Driver Discounts. Most consumers know that safe drivers are rewarded by insurers, but it's important to make sure your policy gives you a good driver discount. Most insurers lower rates for mature drivers (55 years and over) and for students who carry a 3 >> 0 grade point average or better. Some carriers give more credit for these points than others, so shop around. Take a Driving Safety Course. Many insurers will cut rates for drivers who take an approved driving safety course. Make sure that you've registered for a course recognized by your carrier, which will not only cut your rates but likely save in ticket fines and reduce your risk of bodily injury on the road. « Previous Page « » Discuss it » Continue Reading »
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