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Choosing Long-Term Care Insurance Most long-term care insurance policies include things such as: Nursing Home Care In-Home Assistance with Daily Activities Adult Daycare and Other Community Based Programs Assisted Living Services; including meals, health monitoring and transportation Daily Nursing Supervision for those with Chronic Illnesses. The real issue is the complete disparity of premium costs. It is best of course to buy such coverage long before turning sixty five if you want any sense of a good deal on the coverage. The best time to buy coverage is between the ages of 51-60 where the average premium for a good plan will run you under $1000.00 per month. But you need to do your homework and shop around. Additionally it might be smart to ask for an "Inflation Rider" which will protect you from inflation as the costs will be going up in the future, everyone is quite certain of that as the current trends seem to be pointing in that direction. « Previous Page « » Discuss it » Continue Reading »
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