Auto Insurance Claims

How to File a Car Insurance Claim



How to File a Car Insurance Claim

Step 5: Notify your insurer

Contact your insurance company about the accident as soon as possible.

An insurance adjuster will review the accident report to determine who caused the accident.

If the accident was not your fault, you can have either your insurance company or the at-fault driver's insurance company handle the repair or replacement of your vehicle.

If you use the other driver's company, you will not have a claim on your automobile policy and you will not have to pay a deductible.

Step 6: Do not release insurers too early

Do not relieve your insurance company of its responsibility until the damages are settled to your satisfaction.

For example, have your insurance company handle the claim if the other party's insurance company questions its policyholder's negligence or offers an unacceptable settlement.

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