Auto Insurance Claims

How to File a Car Insurance Claim

Search for:

How to File a Car Insurance Claim

Step 1: Understand your policy

Before a loss, sit down and carefully read your insurance policy.

Call your agent or company if you have any questions about what is or is not covered.

Step 2: Exchange information

If you are involved in an accident, get the other driver's name, address, phone number, insurance carrier, and insurer's phone number.

Be prepared to give the same information about yourself to the other driver.

You can find insurers' telephone numbers on the proof-of-insurance cards that should be carried on your person when operating a motor vehicle.

Step 3: Identify witnesses

Ask witnesses to the accident for their names and phone numbers in case their account of the accident is needed.

Step 4: File an accident report

Contact local law enforcement officers to have an accident report prepared.

If law enforcement is not reachable, accident reports and detailed instructions are available at all police departments, sheriff's offices, your local Department of Motor Vehicles office, and on your local Department of Motor Vehicles' web site.

Step 5: Notify your insurer

Contact your insurance company about the accident as soon as possible.

An insurance adjuster will review the accident report to determine who caused the accident.

If the accident was not your fault, you can have either your insurance company or the at-fault driver's insurance company handle the repair or replacement of your vehicle.

If you use the other driver's company, you will not have a claim on your automobile policy and you will not have

  » Discuss it   » Continue Reading »

[reply]Which Car Insurance Company Do You Recommend?

Comments from our visitors: homeowners need higher car insurance premium?    allstate progressive geico state farm    re: full coverage or liability car insurance?    you car insurance does change if you move    aig auto insurance    progressive auto insurance better than geico?    full coverage or liability car insurance?    cheapest car insurance    21st century insurance - have you tried it?    pets covered under auto insurance policy    progressive car insurance    re: allstate progressive geico state farm    car insurance online quotes    allstate car insurance - accident forgiveness

Read More Articles, They Are Related to This Topic:;

Factors That Affect Your Car Insurance Premium And How To Lower It
There are many factors that affect your car insurance premium. Each is a statistically based risk for a specific...
Read it then add your comment

Avoiding Disaster: Choosing The Right Auto Insurance Company
Avoiding Disaster: Choosing the Right Auto Insurance CompanyBy Andy McWilliams A great deal is at stake...
Read it then add your comment

Your Cars After-impact Diminished Value
The(ACV)Actual Cash Value Policy DOES NOT insure the property itself but the VALUE of the property.Okay let's...
Read it then add your comment

Tips On How To Save When Buying Car Insurance
If you want to save money when you purchase your car insurance here are a few ways that can help you as you search for...
Read it then add your comment

Carinsurance.com Is Available At All Dealerships With Internet Access!
You are ready to buy your first car. Researching the right vehicle can be a daunting task. You search for the right...
Read it then add your comment

Popular Topic

Ways to Reduce
your car insurance

Site Topics

Auto insurance claims
Auto Insurance Coverage
Auto insurance quotes
Bad credit & auto insurance

Rental car insurance
Shopping for auto insurance

Recently Posted

Hot Topics

Related Search
Car insurance agency
Ohio car insurance quote
Car insurance colorado
Car insurance boston
Which car insurance
Compare car insurance
Mexico car insurance


Site map     Credit Repair   Mortgage   Real Estate   Insurance   Weight Loss  more »

© 2008 www.car-insurance-etc.com