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Auto Insurance Buying Tips Although these systems may not reduce injury during an accident, they will reduce your premiums. Clean Driving Record And Safety Courses While traffic tickets and auto accidents will increase your premiums, most insurance companies offer discounts to drivers with clean records. Also, some insurance companies will offer a discount if you attend a Driver Training School Program, and your employer might even pay the cost if you use a company vehicle for your job. Training school discounts may vary between 7-10%. Reduce Coverage On Older Vehicles If you have an older car worth between $1,000 - $2,000, you might be better off dropping the collision coverage. Check to see if your collision premium is more than the value of the car. Non-Smoker Or Early Retiree Discounts Yes, some companies provide discounts for Non-smokers and Early Retirees. « Previous Page « » Discuss it » Continue Reading »
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