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New Jersey Auto Insurance Although benefits are few, you receive basic and minimum protection at affordable rates. This policy is most suitable for new and young drivers. Standard Policy - You receive widespread protection covering your assets but at higher rates than basic policy. Coverage available under auto insurance New Jersey auto insurance offers different coverage according to your policy. Property Damage Liability - When you cause any accident and damage other’s property, you receive $5,000 per accident coverage under basic policy but receive higher coverage under standard policy. Bodily Injury Liability - This covers injury claims of people affected by your accident. Basic policy offers an optional overall coverage of $10,000 per accident for all affected persons. Standard policy offers coverage of $15,000 per person for each accident and overall $30,000 for all persons in accident with higher limits. Personal Injury Protection - This provides coverage for physical injuries to you and others under your policy. « Previous Page « » Discuss it » Continue Reading »
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